I'm Juan. Your Branch Manager
Juan Campa
Branch Manager
Committed to giving you all the support and guidance you need to find the right mortgage options for you and your family.
What my clients say...
5/5
5 reviews
Dulce C.
I am very satisfied with the exceptional service provided by Juan and Sandra. Their knowledge and guidance throughout every step of the process was very helpful. As a first time homebuyer, I was not very familiar with the home buying process, but Juan and Sandra were always available to address all my questions. Thank you Juan and Sandra for all your help!
Recommendation
Sep 14, 2024
Cecilio C.
The services and personal attention provided by Campa Lending Team were outstanding and exceeded our expectations! As first time homebuyers, we were new to everything and it was crucial to have someone trustworthy! we are pleased with our decision to use their services and would suggest Campa Lending Team to any perspective homebuyer.
Recommendation
Jul 24, 2024
deisi C.
Juan Campa lending team did an amazing job assisting me and my family with buying our first home. They were always available to answer any of our questions 24/7. The financial team made it so easy with finding a lender and filing paperwork. Juan and his team were there supporting us every step of the way to making our dream home a reality.
Recommendation
Jan 09, 2024
A A.
Huge Thanks to Juan Campa and Sandra for making our biggest dream come true
We appreciate him and his team for always being there, and for helping us get a great deal we got our dream home thanks to him and his team, we definitely look forward to have him help us in any other future lending opportunities, you guys are awesome for being so attentive and helping us every step of the way!. We will definitely be recommending Juan and his Team to friends and colleagues they’re the best, and glad he was referred to us because he made it all happen, thank you again Juan and Sandra for everything!. It was a pleasure working with you and your team.
Recommendation
Oct 14, 2023
Jennifer D.
I'm so thankful I worked with THE BEST when purchasing our first home. Juan Campa and his team made every step so easy to understand, they were quick to respond to ALL my questions, they provided us with regular updates, and made what seemed impossible a dream come true. I HIGHLY recommend Juan Campa and his team for anyone looking to purchase a home. You will not be disappointed!
Recommendation
Apr 29, 2023
The answers to all your mortgage questions...
Committed to giving you all the support and guidance you need to find the right mortgage options for you and your family.
Do I need to save for a 20% down payment?
No! With FHA loans you can get approved for as little as 3.5% down, VA and USDA loans can offer you $0-down options, and with Private Mortgage Insurance (PMI) you can get into your new home with less than a 20% down payment. Whatever your situation, you have options.
Are Pre-Qualification and Pre-Approval the same thing?
No. Pre-qualification and pre-approval are two different things. Pre-qualification means that a mortgage lender has reviewed your financial records and believes you will qualify for a loan. A pre-approval is a conditional committment from a lender that they will lend you the money for a mortgage.
What's the difference between an adjustable and a fixed rate mortgage?
A fixed rate mortgage means that the interest rate is set when you take out the loan and will not change. With an adjustable rate mortgage, the interest rate may go up or down after a certain amount of time. Many adjustable rate mortgages will start at a lower interest rate than fixed rate mortgages.
What is Private Mortgage Insurance (PMI)?
Private Mortgage Insurance (PMI) is a type of insurance you may be required to pay if you are taking out a conventional mortgage with a downpayment that is less than 20% of the home's overall value. If you refinance your home with a conventional loan and your equity is less than 20% of the home's value, you may also be required to pay PMI. Private Mortgage Insurance protects the lender in the event that you stop making payments on your loan.
Can I access my home equity before I finish paying off my loan?
Yes! Your mortgage advisor can help you find the right refinance and reverse mortgage options to help you access your home equity before you've finished paying off your loan. This can help with covering the cost of remodels, college tuition, long-term care plans, and more! Talk to your mortgage advisor to find out how you can access your home equity to cover any of your life's needs.
What do I do if I can't afford my mortgage payment anymore?
The first thing you should do in the event that you can't afford your mortgage payements anymore is reach out to your lender. An experienced mortgage advisor can help you find options, such as refinancing or restructuring your loan, to help you keep up with your payments. Always reach out to your lender to ensure that you can keep up with your payments and stay in your home.
Ready To Start Your Homeownership Journey?
Starting your road to homeownership is literally a click away. Start today!
Juan Campa
Branch Manager
